Santo W. Finocchiaro

Accountant / Tax Return Preparer / Partner

Santo specializes in personal tax preparation. People find Santo to be informative and trustworthy, which is why he has retained many tax clients for over 40 years!Santo holds a Bachelors degree in Business Administration from Lowell Technical Institute. He also attained his Associate degree in in the Science of Accounting from Bentley College of Accounting & Finance. Santo established the tax practice in 1974. He now has over 45 years of experience in the fields of tax preparation and accounting, and he is an active member of NATP, the National Association of Tax Professionals.

Francesco S. Finocchairo, EA

Enrolled Agent / Accountant / Tax Preparer / Partner

Francesco’s specialties are Business and Personal Taxation, Audit Representation, and Taxing Authority Collections Issues.

Francesco Finocchiaro holds a Bachelors degree in Business Administration, with concentrations in Accounting and Corporate Finance, from the University of Massachusetts Lowell. In 2010, Francesco passed the Special Enrollment Exam to become an Enrolled Agent. Francesco is a member of NATP (National Association of Tax Professionals), NAEA (National Society of Enrolled Agents), and Massachusetts and Northern New England Societies of Enrolled Agents.

Support Staff


Head of Bookkeeping and Payroll Supervisor

Cindy has worked for Finocchiaro Taxes & Accounting since 1991.  She graduated from Northern Essex Community College and also attained a Masters Degree from Salem State University.

Cindy enjoys the Red Sox and Bruins.  She also enjoys spending time with her family and several pets.



Office Administrator

Molly is a graduate of UMass Lowell.  She joined the firm in 2010.  She does client on-boarding and supports other team members as needed.  Molly enjoys spending time with her family and also enjoys dogs and chickens.



Payroll Administrator

Kendra has worked at Finocchiaro Taxes & Accounting since 2020.

She enjoys spending time with her family and her cat and traveling.

Greeters in Training

Santino and Brook

Santino joined the family (and the office) in 2014.  His duties expand every year.  Brook is a German Shorthaired Pointer with some big shoes to fill.  Until 2021, the office had a wonderful Greeter named Chester. 

Many clients lovingly remember his presence in the office.  Now Brookie has been hired for the job.  Hopefully she will be caught sleeping on the job less often than Chester was.